Posted at 09:21h
At the time of writing Universal Credit is to be rolled out in Dundee from February 2015. Universal Credit is basically a new way of paying benefits. It brings together several different benefits and combines them into one monthly payment which will be paid straight into a claimant’s bank account. Universal Credit is a means tested benefit for people of working age. Part of the declared intent behind Universal Credit is to enable people to return to work although it is also open to people in work, sick or disabled, caring for children under the age of 1 or someone with a disability. Consequently in broad terms to claim Universal Credit a person will be expected to take action to find work. The person will have to agree to a ‘Claimant Commitment’ which identifies what they are going to do to find work or indeed a better job or earn more money, an Action Plan in effect. This plan should take into consideration aspects of a person’s life which could impact on their ability to work, for example their health or caring duties at home. There is also in-work conditionality. For further information on Universal Credit conditionality
Positively it encourages people to find employment by not restricting the hours you can work. The benefit paid will be reduced as the person earns more which means those people on a low income will not lose all their benefits at once.